El Paso Car Insurance Information
The average car insurances cost in El Paso is higher than that of the national average insurance cost. But, among the cities in Texas, El Paso is not one of the most expensive in terms of car insurance rates. It is at number 33 with an average car insurance rate of $2,239 per year. As compared to the State’s (Texas) car insurances rate, El Paso pays 0.9% less which makes it cheaper compared to other cities in Texas. El Paso has a number of insurance companies that offer car insurance services and they have varying prices. You are at liberty to shop around and decide on the one that fits you.
CHEAPEST CAR INSURANCE COMPANIES IN El Paso
If you want to get a fair insurance rate from a service provider, you must have knowledge on the insurance minimums and average rate across the auto insurance service providers in El Paso. The cheapest car insurances within El Paso pays less $100 for car insurance premiums than the rest of the cities in Texas. A number of insurance companies offer fair rates and the varying prices is influence by number of factors depending on where the insurance company is located. The highest insurances cost from the top ten cheapest insurance cost in El Paso is at $3,180 offered byDairyland and this approximately 250% higher than the cheapest car insurance cost at $1,248. Texas Bureau and progressive offer the cheapest car insurance rates as compared to the other companies as in the table below.
| Rate | Car Insurance Company | Annual Insurance Rate |
|---|---|---|
| 1 | Texas Farm Bureau | $1248 |
| 2 | Progressive | $1288 |
| 3 | Mercury | $1632 |
| 4 | Unitrin | $1848 |
| 5 | Encompass | $2124 |
| 6 | 21st Century | $2232 |
| 7 | Met Life | $2748 |
| 8 | Dairyland | $3180 |
El Paso Car Insurance Rate by Zip Code
Knowing where you reside or where you will likely drive your car most often is very important. Car insurance rates differ for each location therefore, you need to know the zip code for your area of resident. The population of a zip code influences greatly the rate of car insurances. The bigger the population the higher the insurance premium rates. The insurance rate varies with the change in zip code in El Paso. If you want cheap insurance in El Paso, Tx you need to choose the zip code wisely before you purchase the insurance policy. Insurance companies in El Paso are ready assist you choose the right zip code for your car insurance.
| Zip Codes | Average Car Insurance Rates | Highest Rate | Lowest Rate |
|---|---|---|---|
| 79924 | $1382 | $2237 | $1053 |
| 79925 | $1400 | $2191 | $1105 |
| 79912 | $1402 | $2252 | $1107 |
| 79922 | $1402 | $2191 | $1091 |
| 79934 | $1402 | $2237 | $1107 |
| 79935 | $1404 | $2113 | $1100 |
| 79911 | $1405 | $2252 | $1107 |
| 79902 | $1406 | $2252 | $1107 |
| 79930 | $1417 | $2409 | $1087 |
| 79907 | $1421 | $2195 | $1107 |
El Paso CAR INSURANCE RATES BY AGE
| Age | Male | Female |
|---|---|---|
| 20 | $2967 | $2493 |
| 30 | $1402 | $1381 |
| 40 | $1250 | $1257 |
| 50 | $1202 | $1176 |
| 60 | $1172 | $1143 |
| 70 | $1413 | $1354 |
As a person progresses in age, the car insurance premiums continue to drop but ones you turn 60 years the premium increases. Those who are in their 60s pay the lowest insurance rates. Teenagers have the highest car insurance rates due to their lack of experience and are likely to get into accidents more often. There is a slight difference in the premium rates for females from males in all the age groups.
